The 10 key facts about becoming a tenant
Finding accommodation to rent can sometimes be a complex process. To navigate this process successfully, it is crucial to prepare a complete and convincing leasing dossier.
Here are the ten essential pieces of information and documents you need to gather to maximise your chances of becoming a tenant.
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1. Identity papers: your key to all procedures
Your valid identity card or passport is the cornerstone of your application.
This official document certifies your identity and nationality. Make sure the coin is legible and in good condition to avoid any doubts about its authenticity.
2. Proof of income: evidence of your solvency
Salary slips for the last three months are generally required for employees. For the self-employed, the last two tax notices or balance sheets can be used.
These documents demonstrate your financial capacity to pay the monthly rent. A good application shows a stable income, ideally more than three times the rent including charges.
3. An employment contract or proof of employment: your guarantee of stability
Whether you are on a permanent or fixed-term contract, a temporary worker or self-employed, providing proof of your professional activity is essential. This document certifies your current employment and, by extension, your future income.
For permanent contracts, a copy of the contract may be required; for others, a certificate from the employer or a recent K-bis extract for self-employed workers will suffice.
4. The last three rent receipts or proof of accommodation: a mark of your reliability
These documents prove that you have been a tenant in the past and that you have paid your rent regularly. For those who have not yet been tenants, proof of accommodation by a third party can be provided.
5. RIB (bank details): to facilitate transactions
A bank details form is required to set up a direct debit scheme. This banking document must be up to date and bear your name.
6. The surety or guarantor: a safety net for the landlord
If your income is not deemed sufficient or if you have no rental history, a guarantor is an asset. The latter undertakes to pay the rent if you default.
The documents to be provided by the guarantor are similar to those for the tenant (identity document, proof of income, etc.).
7. Home insurance: a legal obligation
You are legally obliged to take out home insurance covering at least rental risks (fire, water damage).
A copy of your insurance policy or a certificate must be given to the landlord when the lease is signed, and renewed every year.
8. Personal file: your covering letter
In a competitive market, a cover letter explaining why you are the ideal candidate can make all the difference. Highlight your professional stability, your reliability and any information that might reassure the owner.
9. References: proof of your seriousness
If possible, provide the contact details of former landlords or employers who can vouch for your reliability and punctuality in paying rent.
10. A complete application file: the key to success
Organising your file is essential. Make sure all documents are present, legible and in order. A complete, well-prepared dossier is your best chance of convincing a prospective landlord.
Why is a complete file crucial?
A well-prepared rental application is the first step towards the success of your rental project. It demonstrates not only your seriousness and reliability, but also your commitment to your future tenancy.
In an environment where demand often outstrips supply, it’s essential to stand out from the crowd with an impeccable track record. Follow these tips to maximise your chances.
At Olam Properties, our aim is to make your rental experience as easy as possible. Don’t hesitate to contact us if you need any assistance or have any questions about your rental search. Our team is here to support you every step of the way.